About Us

Dedicated Planning for Your Retirement

At RuhestandKapital AG, we understand the importance of a well-structured path for life after work. Our team collaborates closely with each individual to design roadmaps that align personal priorities, local regulations, and future needs. With a focus on clarity and practicality, we lay out step-by-step guidelines for a comfortable and manageable transition into retirement.

  • Ongoing Support
  • Local Expertise
  • Dedicated Analysis
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Personalized Assessments

We begin by evaluating your current situation, lifestyle expectations and any existing plans to build a clear profile. This foundation allows us to customize recommendations that match your goals.

Goal-Oriented Roadmaps

Based on our assessment, we craft structured pathways that outline timelines, key milestones and checkpoints for ensuring alignment with your personal objectives.

Tax-Efficient Solutions

Our team stays current with Swiss regulations to help you optimize your setting and protect resources from undue levies, preserving more of your provisions for daily needs.

Our Core Services

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Personalized Retirement Plans

We create tailored roadmaps to align your retirement timeline with practical guidelines and personal aspirations, ensuring each step is clear and manageable.

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Tax-Efficient Strategies

Our advisors guide you through local rules to optimize your setup and shield your provisions from excessive levies.

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Longevity Preparation

Ensure your plan adapts over time, with regular reviews that reflect evolving life stages and living-cost projections.

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Trusted Advisors

Why Choose RuhestandKapital AG

With a singular focus on retirement readiness, we deliver clear, jargon-free guidance that resonates with your personal circumstances. Our commitment is to transparency and responsiveness at every stage of your journey.

Local Presence

Located in Bern at the Federal Palace, we offer face-to-face consultations at Bundesplatz 3, 3003 Bern, Switzerland, for direct and personalized support.

Our Approach

Seasoned Experts

Our team brings decades of experience in designing robust scenarios for long-term quality of life during retirement, grounded in Swiss best practices.

Our Approach

Transparent Fees

We maintain full clarity in charges and present all costs upfront, ensuring you have complete visibility with no hidden expenses.

Our Approach